10 Best Personal Loans of 2018
We compared the Best Personal Loan Lenders
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Credible At A Glance

Loan Type Personal Loans
Loan Amount $1,000 to $50,000
Repayment Terms 24-70 months
Typical APR 4.99%-35.99%
Origination fee No fees for the service
Time to funding Typical 1 - 3 business day
Soft credit check? Soft check
Best for Abrove average credit score

Credible Overview

Established in 2012, Credible is an online lending marketplace that allows consumers to search for and compare customized pre-qualified personal loan offers from multiple lenders. It also offers student loan refinancing, private student loans, and credit cards. Credible is based in San Francisco and has a strong leadership team with decades of financial experience.

Application Process

To receive prequalified offers, applicants are required to create an account on the Credible website and provide relevant personal information. This information includes the purpose of the loan, name, address, employment status, and social security number. The social security number is used to retrieve the applicant's credit history and provide personalized rates, but this request is a soft credit check and does not affect the their credit score. Minimum FICO score, debt-to-income ratio, and other requirements for individual loans are not disclosed by Credible, owing to the fact that they are only a marketplace and not a direct lender.

Physical Address

101 Green Street Level 2
San Francisco