10 Best Personal Loans of 2018
We compared the Best Personal Loan Lenders
Fast & Easy Online Applications

Life Loans At A Glance

Loan Type Secured and unsecured personal loans
Loan Amount $1,000 to $35,000
Repayment Terms 3-60 months
Typical APR 5.99%-35.99%
Origination fee Depends on lender
Time to funding Depends on lender
Soft credit check? Soft pull
Best for Very bad credit score borrowers

Life Loans Overview

Life Loans is not a traditional lender, rather an online loan referral service that connects consumers with a marketplace of companies who offer personal loans and cash advances. This means Life Loans passes on consumer loan applications to its network of third party lenders. Life Loans specializes in personal loans; however, it works with lenders who offer other short-term loans so that its services can be made available to consumers with good and bad credit. Qualified loan amounts vary from lender to lender and are based on personal eligibility but approved loan amounts can range between $100 to $35,000. Most consumers are offered a short-term lending option between $100 to $1,000.

Application Process

The loan application process is entirely online and takes two minutes to complete. If approved, the applicant can receive their funds within 24 hours. After completing the single form that includes your desired loan amount, monthly income, credit score, and zip code, Life Loans helps its network of lenders review your information to determine if it meets its lending requirements. Lenders that are a part of Life Loans lending network typically only offer personal loans and cash advances which do not require credit checks. For this reason, customers with low or no credit score often turn to Life Loans when they need cash, quick. Keep in mind that throughout the application process, loan review procedures vary by lender. Most personal loan companies will review an applicant’s information in national databases that track consumer lending transactions, such as Teletrack, DP Bureau, or DataX, but this search does not affect your credit.

Physical Address

6709 W. 119th Street #338
Overland Park
Kansas 66209