|Loan Type||Unsecured personal loans|
|Loan Amount||Up to 35,000 USD|
|Repayment Terms||3-72 months|
|Origination fee||Depends on lender|
|Time to funding||Typical 1 business day|
|Soft credit check?||Soft check|
|Best for||Flexible loan terms|
LoansUnder36 is an online marketplace for personal loans that connects prospective borrowers to a network of over 100 providers. The company allows for individuals with less than ideal credit. However, the website is relatively new and it is unclear with which lenders it is affiliated. Customers should also be advised that by entering your personal information, you are agreeing to receive communication from LoansUnder36's partners. Additionally, customers are required to supply their bank details, driver's license number, and social security number before they see quotes, which is questionable.
To get started with LoansUnder36, customers simply have to visit the company’s online application. Although it is not directly a lender, LoansUnder36 can easily connect borrowers to one of its many lending partners via a non-binding application that does not include any fees. The initial application collects basic details about potential borrowers, as well as some financial information to get the process started with lenders.